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Frequently Asked Questions

Vibor Debit Card
   
Do any of your accounts include a free debit card?
Yes, all of our savings accounts include a free SCT debit card.
   
How can I apply for a Vibor debit card?
You can fill in a Debit Card Request form and submit it to the bank. You will receive your debit card within few days.
   
Where can I use my Vibor debit card?
You can use your Vibor debit card at over 80 ATMs across the country associated with SCT Network.
   
Are there any monthly or annual fees for my debit card?
The first time issuance of Vibor debit card is free which will be valid for a period of two years. Once your card expires, you will have to pay NPR.200/-for renewal.
   
Are there transaction fees for using my Vibor debit card?
If you use Vibor debit card on any of the Vibor bank’s ATM, no service charges will be levied. However, if the card is used in other SCT connected ATM of other banks, NPR.25 per transaction is charged.

   
What are the charges on Vibor debit card?
Charges
Supplementary Card issuanceNPR 200
Issuance of new card due to Loss or DamagesNPR 200
Card RenewalNPR 200
Vibor Debit Card used in SCT connected ATM of other banksNPR 25 per transaction
NPR 3 per Balance enquiry
   
Can I use my Vibor Debit Card for payment of purchases?
Yes, you can make purchases of goods and services from more than 1,000 merchant locations through Point-of-Sale (POS) terminals. Vibor Debit card is accepted at all ATMs merchant locations that display/accept SCT Cards.
   
Do I need a Personal Identification Number (PIN) to use my Vibor debit card at merchant locations showing the SCT logo?
Yes, you will need to enter the PIN number of your Vibor Debit card to make payment at merchant locations.
   
What should I do if my Vibor debit card is lost or stolen?
As soon as you discover your card is missing, contact Vibor Bikas Bank at 4233373 and inform us about the card. We will cancel your card and issue a replacement upon request.
   

 
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